From Traffic Accident Patient Treatment Costs to Herbal Medicine Raw Material Standards: Cost Controls and Scientific Verification Arrive Simultaneously in the Korean Medicine Field
As the cost of Korean medicine treatment for patients with minor injuries under auto insurance has risen rapidly, insurers and regulators have stepped up oversight. In particular, the per-patient cost of treatment at Korean medicine hospitals increased from 856,000 won in 2020 to 1.083 million won last year, while the cumulative auto insurance loss ratio for the first half of this year reached 84.5%, making cost control a broader policy issue rather than a matter of isolated disputes. In response, both institutional reforms requiring additional review for prolonged treatment and legal action by insurers are moving forward. A system is being pushed under which treatment extending beyond eight weeks would require confirmation of medical necessity and an appropriate treatment period, while Samsung Fire & Marine Insurance has filed lawsuits against 52 hospitals, showing how disputes over the appropriateness of Korean medicine treatment are spreading across the field.
2026-08-03